Ready to Plan

Looking to plan your financial future but not sure where to begin? This pathway introduces you to four important issues.

Budgeting

Budgeting is a vital element in your financial plan. Many financial counsellors identify budgeting as a life skill that can make a significant difference to your finances today and in the future. Not sure how to put a successful budget in place? Find out more

Better Super

The introduction of the Better Super legislation significantly changed the superannuation landscape. Most of the changes are positive. But there are some traps for young players which you will want to avoid. More

Co-contributions

To encourage Australians to save more for their retirement, the Federal Government introduced the co-contribution scheme. If you earn less than $61,920, and make an after tax contribution to superannuation, the government will pay up to $1,000 into your superannuation account. Read more

Making the most of your superannuation

If you are a member of a closed defined benefit fund, it is important that you understand the formula used to calculate your final benefit. The best place to get this information is from your Trustee, the organisation who runs your super fund for you. Find out more about your fund