Police Super

Members of the Police Superannuation Scheme receive favourable treatment in the calculation of concessional contributions.

If Police Super is your only fund, you cannot exceed the concessional contributions cap.  That’s because under special regulations applying to defined benefits funds, a Police Super member who would otherwise exceed the cap is deemed to be within the cap.  However, if a Police Super member is making any additional concessional contributions to another fund, total contributions across all super accounts should be within the cap.

For most members of Police Super, employer concessional contributions are calculated as 8.4% of superable salary.  If you continue to work beyond age 60, or reach 30 or more years of Police Super membership, then your employer concessional contributions will be 1.2% of your salary.

Of course, if you salary sacrifice your member contributions, these will also be counted.

Further information, with examples, is available in Police Super Fact Sheet 16.