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State Super Scheme Choices

SASS, SSS and Police superannuation are complex defined benefit and hybrid schemes. That’s why your Trustee established State Super Financial Services to ensure you can access specialist financial planning advice.

SSS and Police (PSS)

These are defined benefit schemes. Your final superannuation payment will be based on a formula unique to your particular fund. This means that your retirement benefit is not affected by market conditions.

SASS

SASS is a hybrid scheme - which is a mixture of defined and accumulative benefits. The defined part of your benefit is based on a unique formula which means your final payment will not be affected by market conditions when you retire. The accumulative side will be subject to market returns.

State Super Financial Services Australia

As part of our member service, our team of expert financial planners and advisory service officers are here to provide you with on-going advice, support and assistance. We will help you understand your scheme choices, help you maximize your benefits and assist you in planning your transition to retirement strategy. This can provide you with individual options in the current economic crisis allowing you to retire when you want and not when market conditions dictate.

make the most of your opportunities,
arrange an appointment with a professional financial planner and
discuss your individual situation without cost or obligation.

Register your interest

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The personal information you provide will be used to determine how and when SSFS can assist you in preparing for your retirement, and to send you material which may be relevant to your retirement planning and the services we can provide. Your consent to be contacted by phone will apply until such time as you advise us otherwise. For more details see our privacy policy .

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Related Information

For more information see the following fact sheets on the State Super website:

- SSS Fact Sheets
- SASS Fact Sheets
- Police Fact Sheets
- All Scheme Fact Sheets

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