Salary sacrifice is an arrangement with your employer that allows you to receive part of your salary package in the form of 'pre-tax' contributions to your super fund.
The Australian Government introduced the Superannuation Co-Contributions system in 2003 to assist low to middle income earners save for their retirement.
Download - Super Co-Contributions
The introduction of the Better Super changes on 1 July 2007 represents a significant change in the way we think about our superannuation. It also represents an excellent opportunity to review your superannuation and consider your retirement savings options.
Download - Spring Clean Your Super
Even though retirement might seem a long way off, it is worth reviewing your personal situation at important milestone along the way.
Download - Milestones along the road to retirement
This is arguably the most frequently ask question - 'How can a retirement planner help me?' The answer is basically well that depends.
Download - What does a retirement planner do?
This checklist provides a practical guide to some of the issues you need to consider as you prepare for retirement.
Download - Financial Planning Foundations Checklist
Take a look at how the Better Super Changes may affect your planning for retirement.