Fact Sheets

Below are a series of fact sheets established to provide you with more indepth information about a particular subject. You can read them online or print them for a later review.

Salary Sacrifice - What is it?

Salary sacrifice is an arrangement with your employer that allows you to receive part of your salary package in the form of 'pre-tax' contributions to your super fund.

Download - Salary Sacrifice

Co-Contributions - What are they and how do they work?

The Australian Government introduced the Superannuation Co-Contributions system in 2003 to assist low to middle income earners save for their retirement.

Download - Super Co-Contributions

Spring clean your super - Better Super Changes on 1 July 2007

The introduction of the Better Super changes on 1 July 2007 represents a significant change in the way we think about our superannuation. It also represents an excellent opportunity to review your superannuation and consider your retirement savings options.

Download - Spring Clean Your Super

Milestones along the road to retirement

Even though retirement might seem a long way off, it is worth reviewing your personal situation at important milestone along the way.

Download - Milestones along the road to retirement

What a retirement planner can do?

This is arguably the most frequently ask question - 'How can a retirement planner help me?' The answer is basically well that depends.

Download - What does a retirement planner do?

Financial Planning Foundations Checklist

This checklist provides a practical guide to some of the issues you need to consider as you prepare for retirement.

Download - Financial Planning Foundations Checklist

Planning for Retirement - Better Super Changes at a glance

Take a look at how the Better Super Changes may affect your planning for retirement.

Download - Planning for retirement