Fact Sheets

Below are a series of fact sheets established to provide you with more indepth information about a particular subject. You can read them online or print them for a later review.

Co-Contributions - What are they and how do they work?

The Australian Government introduced the Superannuation Co-Contributions system to assist low to middle income earners save for their retirement.
» Download (PDF, 93 KB)

Superannuation Contributions Caps

For many people, contributing to superannuation is the primary way they will save for their retirement. Annual caps apply to contributions which limit the amount that can be saved into super tax effectively.
» Download (PDF, 155 KB)

Salary Sacrifice - What is it?

Salary sacrifice is an arrangement with your employer that allows you to receive part of your salary package in the form of 'pre-tax' contributions to your super fund.
» Download (PDF, 414 KB)

Spring clean your super

The superannuation environment provides you with significant options to help you maximise your retirement savings. Now is a great time to review your super to make sure you are taking advantage of all opportunities which may be available to you.
» Download (PDF, 581 KB)

Milestones along the road to retirement

Even though retirement might seem a long way off, it is worth reviewing your personal situation at important milestone along the way.
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What does a retirement planner do?

This is arguably the most frequently ask question - 'How can a retirement planner help me?' The answer is basically well that depends.
» Download (PDF, 851 KB)

Financial Planning Foundations Checklist

This checklist provides a practical guide to some of the issues you need to consider as you prepare for retirement.
» Download (PDF, 119 KB)

All fact sheets are PDF files. To view the files you need to have Acrobat Reader installed on your computer. You can download the latest version of Adobe Acrobat Reader here.