State Super Financial Services Australia
1800 620 305 Weekdays: 8.45 am - 5.15 pm

Investment Approach

It is a great feeling knowing that you have helped out a client. While financial planning can be very technical, it is still essentially about people, and having a passion for helping people is paramount.

Cameron Stewart
    Financial Planner SSFS

 

Investment Options

Each product has a range of investment options which are listed below. The long term or strategic asset allocations for each of our Funds are reviewed at least annually and revised if necessary.

Cash

To achieve rates of return consistent with the yield on the UBS Australia Bank Bill Index.

Fixed Term

To provide a fixed rate of return over the selected term with the initial investment paid at maturity.

Fixed Payment

To provide a fixed rate of return over the selected term with the initial investment paid monthly throughout the term.

Fixed Interest

To invest in fixed interest securities and related instruments, which aim to provide ongoing income and the potential for modest capital growth over the medium term. Capital gains can be expected to be achieved, but there is also the risk of capital loss.

Capital Stable

To maintain the value of investors’ capital while achieving a higher rate of return over the medium term than could be achieved through investments in cash or short term money market securities. Capital gains can be achieved, but there is also the risk of capital loss. Accordingly, the value of investments in the Fund may fall as well as rise in line with the changing value of the assets of the Fund.

Moderate

To invest in a broad range of asset classes which have the potential to achieve moderate capital growth over the medium to longer term. Capital gains can be expected to be achieved, but there is also the risk of capital loss.

Balanced

To invest in a broad range of asset classes which have the potential to achieve capital growth over the longer term. Capital gains can be expected to be achieved, but there is also the risk of capital loss.

Growth

To invest substantially in assets which achieve capital growth over the long term (7 or more years). Capital gains can be expected to be achieved, but there is also the risk of capital loss.

Growth Plus

To invest in assets which achieve capital growth over the long term (10 or more years). Capital gains can be expected to be achieved, but there is also the risk of capital loss.

Australian Equities

To invest in Australian equities with the aim of achieving capital growth over the long term (10 or more years). Capital gains can be expected to be achieved, but there is also the risk of capital loss.

International Equities

To invest in international equities with the aim of achieving capital growth over the long term (10 or more years). Capital gains can be expected to be achieved, but there is also the risk of capital loss.